There is a phrase that can strike fear into the heart of any homeowner: Water and sewer backup.
Those words bring up images of nasty, germy water and a lengthy clean-up. But don’t fret! There are certain steps that a homeowner can take to reduce the risk of a water or sewer back-up crisis.
- Check around the home, foundation, basement, etc. for cracks that water or sewer waste can enter. Repair and fill any cracks
- Ask a plumbing professional to see if your system can accept a shut-off valve to be used in case of a back-up emergency. Your insurance agent can refer you to licensed professional.
- If you live on or below a floodplain take steps to ensure that furniture and valuables are stored above the flood line.
- Do not pour grease down sinks or toilets
- If a water or sewer back-up occurs do not attempt clean up without protection: gloves, face masks and eye protection.
Generally a water or sewer back up is caused when heavy rains or floodwaters over run the sewer system. Debris from rainstorms or natural disasters can also clog the system, potentially causing a nasty mess in your home.
While you may have a homeowners insurance policy in Arizona, water or sewer back-up can be costly and not necessarily covered. Typically, this is a separate policy endorsement. Homes that are located on hills, mountains, or other raised plateaus may have a lower likelihood of a water or sewer back up than homes located on low or flat plains. Homes that are in particularly arid climates where heavy rainfall is unusual (don’t forget about monsoons!) may this claim may bot be as common, but certainly isn’t unheard of. Talk to your licensed insurance representative at Full Cycle insurance to learn more.
Not sure if water sewer backup coverage is for you? A quote takes only a few minutes. Call today and talk to an agent.